Vision Insurance 101
If you need contact lenses or eyeglasses to see, you know how expensive these purchases can be. Also, it is not enough to just get an initial eye exam, as you must regularly check to make sure your prescription has not changed, which can make things even costlier. Obtaining a vision insurance policy can help to combat these expenses. There are various types of vision insurance policies available to you, including:
- Indemnity Health Insurance – This traditional vision insurance policy allows you to access any medical providers that you choose.
- HMO – This vision insurance plan requires policyholders to access specific health care providers that are HMO providers. All doctor visits, laboratory services, and hospital visits are covered at a discounted rate.
- PPO – Policy holders are able to access health care providers that are outside the network, but it will cost more than other plans. These policy holders are given health services at a fixed rate that is below retail prices.
Contact Risk Management LLC in Brookfield for all of your Wisconsin vision insurance needs.
