
Your umbrella (policy) will protect you on rainy days!
You’ve worked your whole life to get where you are today: a good savings plan for retirement, a nice home under your (and possible spouse’s) name, a couple of cars, and maybe a good amount saved for tuition for you children. These aren’t just markers of a successful life, they are your family’s financial future and they depend on all of those things for security. All that you’ve built throughout the years can be at risk as a result of an accident or liability lawsuit. Know why you should consider an umbrella insurance policy to give you extra protection for when you need it most.
Accidents Are a Part of Life
We try our best to avoid them, thats why they are called “accidents,” and not “purposefuls.” If you were to cause an accident involving major property damage and/or extensive bodily injury to another party, your hard earned assets could be at risk. The cost of the property or bodily damage could very well exceed your coverage and you would have to pay out of pocket. Umbrella policies give you extra protection on top of your house and auto insurance policies; usually $1 million or $2 million.
Lawsuits are Common
People who believed they were wrong absolutely love to sue. Do you think you won’t get sued? You need to reconsider your place in the long story arc of the universe. A lawsuit could destroy all financial security you have—which may lead to further ramifications.
Rainy days happen, but they should get in the way of you and your family’s financial security. Umbrella insurance policies are here to prevent that. To find out how you can acquire an umbrella policy, contact Risk Management LLC for all of your Brookfield, Wisconsin insurance needs!