Your Guide To Renters Insurance

Posted on: January 22, 2015 By: Risk Management Blogging Team
Your Guide To Renters Insurance

Do You Need Insurance For Your Rental?

If you are new to the rental game, you might assume that your landlord’s insurance policy will offer you the protection you need in your new unit or home. Unfortunately, though, his or her policy only extends to the building itself and will not help you cover the cost of replacing all of your belongings should something happen to them (including theft).

So how do you protect your valuables? The answer is quite simple- secure renters insurance. These affordable policies offer protection for your personal property and liability coverage, meaning someone being injured in your rental will not result in a lawsuit that capsizes you financially.

To determine how much renters insurance you should secure, create a home inventory of all of your possessions. Take photos of each item and collect receipts and credit card statements while you are at it so you will have that information should you need to file a claim in the future. The amount of renters insurance you secure should equal the sum of the value of your property.

Whether you are securing renters insurance for the first time or are looking for a better policy for a better price, contact Risk Management LLC in Brookfield. We are here to meet all of your Wisconsin renters insurance needs. Do not hesitate to call us today!

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