Auto insurance can provide coverage for passengers from policies in Brookfield, WI.
If you are a passenger in someone else’s car, you should know how to protect yourself. Educate yourself with the basics of auto insurance to act quickly if you are injured as a passenger.
Say that you were in a car accident and you were a passenger. If the other driver is at fault for the accident, their auto insurance should cover the costs of your medical bills for the injury. We say ‘should’ because many drivers, although required to carry a minimum of liability coverage, may not have enough insurance or no insurance at all. If this is the case, you can turn to who was driving you for their uninsured/underinsured motorist coverage. This may cover the medical bills as well as the expense of rehabilitation and lost wages if you were unable to work.
If your driver was at fault then their auto insurance should provide coverage. If they do not have the right auto insurance to cover your necessary medical expenses, you can use your own health insurance as a last resort.
The best way to protect yourself when in someone else’s car is to increase your insurance! Consider adding an uninsured/underinsured motorist policy to your auto insurance, and increasing your health insurance coverage. At Risk Management LLC, located in Brookfield, WI, we provide fitting insurance for all of your needs. Contact us today to get started.
