Equal Protection For Your Primary Home & Vacation Property

Posted on: May 13, 2015 By: Risk Management Blogging Team
Homeowners Insurance Brookfield, WI

Vacation Home Insurance Coverage

Enjoying summer nights in your beach house are some of the most unforgettable memories you make all year long. As you enjoy some nights in your vacation home and others in your primary home, it is imperative that you consider the insurance risks of having two properties. Keep these essential points in mind to ensure your second home is just as protected as your primary home:

  • Despite popular belief, your second property is deemed as riskier than your primary living space. While this may come as a surprise to you, it is because any accidents that happen will be left untouched for longer since the property is vacant more often. For example, if a water leak occurs in your downstairs bathroom but you are unaware for months, you can return to your vacation home with a flooded bathroom which will be costly to repair.
  • That being said, coverage for properties that are vacant more often typically offer a limited amount of coverage, such as a “named perils” policy.

Contact Risk Management LLC in Brookfield for all of your Wisconsin homeowner’s insurance needs. You deserve to hold a homeowners insurance policy that provides both your primary home and your second property with unmatched security. Allow us to provide you with ultimate peace of mind so that you can enjoy both properties to the fullest.

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