Scheduled Property Coverage
When you invest in a homeowners insurance policy, it will provide coverage for your personal property. However, it may not be enough coverage for all of your belongings. Scheduling your assets within your home insurance policy can help to give you the protection that you deserve.
Scheduled personal property coverage is an additional coverage option that you can add to your existing homeowners insurance. It will provide broader coverage, including protection against accidental loss, such as if your wedding ring falls down the kitchen sink. With scheduled coverage, you will not have to pay your deductible if you make a claim for any of the protected items.
There are many items that you may want to consider scheduling within your home insurance policy, including:
- Firearms
- Antiques and art
- Furs and jewelry
- Expensive cameras
- Coin or stamp collections
- Musical instruments
In order to get the items scheduled within your policy, you will most likely have to prove the value of each item with the receipt or professional appraisal.
When looking for the right amount of protection for all of your personal belongings, contact the insurance professionals at Risk Management LLC in Brookfield, Wisconsin. We will work with you to ensure that you have the coverage that you deserve, all at the right price to fit your budget.
