Business Insurance & the Hazards Outside My Office

Business Insurance & the Hazards Outside My Office Brookfield WI

Protect your business from the hazards that lie outside of your company building.

When you purchase a business insurance policy, you’re most likely thinking about what you’re covered for inside of your company’s building. But what about the threats that come from the outside? Furniture could be stolen, signs could be damaged, people could trip in your parking lot, etc. The list goes on! Know to what extent your business owners policy (BOP) covers you in the event of an external problem.


A typical BOP usually covers your company’s building and all the items that are physically inside of it. It’s also common for those policies to cover theft or damage to your property within 100 feet of your building. Be sure to check with your agent regarding this matter and find out if you need additional coverage.

If one of your customers were to trip and fall in your parking lot, their medical bills could be covered by your BOP. Additionally, outdoor weather-related hazards, like lightning striking your building, would likely be covered under your BOP.

Additional Coverages:

  • Mechanical Breakdown Coverage: Should you have signs that aren’t directly attached to your building, outdoor fences, antennae, or satellite dishes, MBC is something you should consider getting.
  • Outdoor Property Coverage: If you have an extensive landscape that would cost a lot of money to redo, or tables and chairs and lights fixed outside of your building, this is the type of coverage you need to ensure you are covered.
  • Property-In-Transit And Off-Premise Coverage: If you or your employees have to regularly carry equipment, this coverage is right for you.

Have peace of mind when it comes to every aspect of your business. Contact Risk Management LLC in Brookfield, Wisconsin for all of your business insurance needs.

  • Risk Management assisted me in determining the best insurance coverage to match my business’ risks. Not only did their professional staff spend ample time meeting with me to understand my business, but they continue to follow up with a phone call on a regular basis. I’d consider each of the members on the Risk Management team a true asset in my corner, as they assist to resolve complex insurance issues including GL, Med-pay, business interruption, unemployment insurance, and most importantly, claims management. Their ongoing research in the insurance industry allows my rates and coverage’s to be best in in class, which helps me to remain competitive in my industry.

    -Steve, S. former owner of Helium Trampoline Park

  • “When we want develop partnerships with vendors, the deciding factor is always based on a single question…Do they pick up their phone? At Risk Management, they pick up their phone. In the indoor trampoline park industry, we have dealt with several insurance agencies that were always more concerned about their commission, not building a business relationship or serving our needs. On more than one occasion, Risk Management has stepped in and helped us with carrier/policies issues that the incumbent agencies had dropped the ball on. There was no financial reward for Risk Management in these situations, they see a problem and help fix it. They just do business the right way. Steve Young and his team at Risk Management represent us, not the carrier. We highly recommend Risk Management.”

    -Mark M. Operations Manager,CEO Fun Palace Place

Address: 21420 W. Greenfield Ave Ste 100
New Berlin, WI 53146
(262) 785-8930
Toll Free: (888) 857-5144
Fax: 1 (800) 424-3955
Risk Management LLC BBB Business Review

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