When You’re Lacking Coverage on Renter’s Insurance

Renters Insurance Brookfield WI

Living under someone’s roof requires sufficient renters insurance in Brookfield, WI.

While your landlord will likely have landlord insurance to protect the building structure, this coverage does not protect your personal belongings. Renters insurance is designed to cover the expenses of damage or loss in the event of a named peril. The unfortunate incidents can include: theft, fire, vandalism, natural disasters, and more.

For those who don’t have renters insurance already, put the task of home inventory on your To-Do list (and at the top!). Make a list of all of your possessions, their value, and photographic documentation of their condition. If you are quite the collector of jewelry, expensive sporting equipment, and musical instruments, you may face a higher premium or require a separate policy to protect your precious possessions.

When acquiring renters insurance, be sure to know what it does not cover. Typically, flood and earthquake damage are not covered. For this coverage, a separate policy must be attained, but be sure to ask your insurance agent as you may receive a discounted rate if you buy all three policies from the same provider! Even if no discount is applicable, flood and earthquake policies are not to be forgotten about. All 50 states have suffered from flooding within the past 5 years, and earthquakes are unpredictable and destructive. If you’re looking to your landlord for coverage, remember that your personal belongings will not be covered.

At Risk Management LLC, we understand your desire for renters insurance at a reasonable price with maximum coverage. If you are located in Brookfield or the surrounding Wisconsin area, contact us today.

  • Risk Management assisted me in determining the best insurance coverage to match my business’ risks. Not only did their professional staff spend ample time meeting with me to understand my business, but they continue to follow up with a phone call on a regular basis. I’d consider each of the members on the Risk Management team a true asset in my corner, as they assist to resolve complex insurance issues including GL, Med-pay, business interruption, unemployment insurance, and most importantly, claims management. Their ongoing research in the insurance industry allows my rates and coverage’s to be best in in class, which helps me to remain competitive in my industry.

    -Steve, S. former owner of Helium Trampoline Park

  • “When we want develop partnerships with vendors, the deciding factor is always based on a single question…Do they pick up their phone? At Risk Management, they pick up their phone. In the indoor trampoline park industry, we have dealt with several insurance agencies that were always more concerned about their commission, not building a business relationship or serving our needs. On more than one occasion, Risk Management has stepped in and helped us with carrier/policies issues that the incumbent agencies had dropped the ball on. There was no financial reward for Risk Management in these situations, they see a problem and help fix it. They just do business the right way. Steve Young and his team at Risk Management represent us, not the carrier. We highly recommend Risk Management.”

    -Mark M. Operations Manager,CEO Fun Palace Place

Address: 21420 W. Greenfield Ave Ste 100
New Berlin, WI 53146
(262) 785-8930
Toll Free: (888) 857-5144
Fax: 1 (800) 424-3955
Risk Management LLC BBB Business Review

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