Does Auto Insurance Protect The Passenger?

Passengers and Auto Insurance Brookfield WI

Auto insurance can provide coverage for passengers from policies in Brookfield, WI.

If you are a passenger in someone else’s car, you should know how to protect yourself. Educate yourself with the basics of auto insurance to act quickly if you are injured as a passenger.

Say that you were in a car accident and you were a passenger. If the other driver is at fault for the accident, their auto insurance should cover the costs of your medical bills for the injury. We say ‘should’ because many drivers, although required to carry a minimum of liability coverage, may not have enough insurance or no insurance at all. If this is the case, you can turn to who was driving you for their uninsured/underinsured motorist coverage. This may cover the medical bills as well as the expense of rehabilitation and lost wages if you were unable to work.

If your driver was at fault then their auto insurance should provide coverage. If they do not have the right auto insurance to cover your necessary medical expenses, you can use your own health insurance as a last resort.

The best way to protect yourself when in someone else’s car is to increase your insurance! Consider adding an uninsured/underinsured motorist policy to your auto insurance, and increasing your health insurance coverage. At Risk Management LLC, located in Brookfield, WI, we provide fitting insurance for all of your needs. Contact us today to get started.

  • Risk Management assisted me in determining the best insurance coverage to match my business’ risks. Not only did their professional staff spend ample time meeting with me to understand my business, but they continue to follow up with a phone call on a regular basis. I’d consider each of the members on the Risk Management team a true asset in my corner, as they assist to resolve complex insurance issues including GL, Med-pay, business interruption, unemployment insurance, and most importantly, claims management. Their ongoing research in the insurance industry allows my rates and coverage’s to be best in in class, which helps me to remain competitive in my industry.

    -Steve, S. former owner of Helium Trampoline Park

  • “When we want develop partnerships with vendors, the deciding factor is always based on a single question…Do they pick up their phone? At Risk Management, they pick up their phone. In the indoor trampoline park industry, we have dealt with several insurance agencies that were always more concerned about their commission, not building a business relationship or serving our needs. On more than one occasion, Risk Management has stepped in and helped us with carrier/policies issues that the incumbent agencies had dropped the ball on. There was no financial reward for Risk Management in these situations, they see a problem and help fix it. They just do business the right way. Steve Young and his team at Risk Management represent us, not the carrier. We highly recommend Risk Management.”

    -Mark M. Operations Manager,CEO Fun Palace Place

Address: 21420 W. Greenfield Ave Ste 100
New Berlin, WI 53146
(262) 785-8930
Toll Free: (888) 857-5144
Fax: 1 (800) 424-3955
Risk Management LLC BBB Business Review

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