5 Ways to Save On Long-Term Care Insurance

Long Term Care Insurance Brookfield WI

Find out how you can save on your Brookfield, WI long-term care insurance.

Life expectancy has reached an all-time high! As we live longer and longer, it becomes more likely that we’ll require long-term care, either at home or at a facility such as on assisted living center or nursing home. At the same time, long-term care insurance is becoming more and more expensive, and it can seem daunting to find the right policy at the best price.

Luckily, there are ways to save on your long-term care insurance so that you can have health protection without breaking the bank!

Streamline your coverage
You can save money by dropping some types of coverage. Assess your needs by streamlining your policy.

Pass on a lifetime policy
Reducing the possible length of your long-term insurance benefits can help you to save big. Note that you may be losing out on covered expenses if you do this!

Extend the waiting period
Long-term care insurance can allow you to enjoy a lower rate by opting for a longer period of paying the bills on your own before your coverage kicks in. You’ll pay less each month if you extend the 90-day waiting period.

Get it young
Although you won’t need coverage until you’re older, it’s best if you buy your policy young. As you age, the higher price of policy you’ll be offered, if you’re even eligible at all! It’s estimated that best policies are bought when people are in their 50s.

Skip the search of digging through the internet for online quotes. Find the most affordable long-term care insurance policy for at Risk Management LLC. For a policy within your budget in Brookfield, Wisconsin, contact us today!

  • Risk Management assisted me in determining the best insurance coverage to match my business’ risks. Not only did their professional staff spend ample time meeting with me to understand my business, but they continue to follow up with a phone call on a regular basis. I’d consider each of the members on the Risk Management team a true asset in my corner, as they assist to resolve complex insurance issues including GL, Med-pay, business interruption, unemployment insurance, and most importantly, claims management. Their ongoing research in the insurance industry allows my rates and coverage’s to be best in in class, which helps me to remain competitive in my industry.

    -Steve, S. former owner of Helium Trampoline Park

  • “When we want develop partnerships with vendors, the deciding factor is always based on a single question…Do they pick up their phone? At Risk Management, they pick up their phone. In the indoor trampoline park industry, we have dealt with several insurance agencies that were always more concerned about their commission, not building a business relationship or serving our needs. On more than one occasion, Risk Management has stepped in and helped us with carrier/policies issues that the incumbent agencies had dropped the ball on. There was no financial reward for Risk Management in these situations, they see a problem and help fix it. They just do business the right way. Steve Young and his team at Risk Management represent us, not the carrier. We highly recommend Risk Management.”

    -Mark M. Operations Manager,CEO Fun Palace Place

Address: 21420 W. Greenfield Ave Ste 100
New Berlin, WI 53146
(262) 785-8930
Toll Free: (888) 857-5144
Fax: 1 (800) 424-3955
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